Effective Date: July 31, 2025

Thank you for visiting or using a website, app, or digital service operated by Terrance Ward Omnimedia LLC (“TWO”), Terrance Ward Inc., and/or Terrance Ward (individually and collectively, “Company,” “we,” “us,” or “our”). We’re glad you’re here and appreciate your interest in our content, podcasts, and services.

Before using any of our properties, please read these Terms of Service carefully so you understand what you’re agreeing to when you visit, subscribe, follow, or otherwise interact with our platforms.

Agreement to Terms

PLEASE READ THESE TERMS OF SERVICE (“AGREEMENT”) CAREFULLY.
THIS AGREEMENT IS A LEGAL CONTRACT BETWEEN YOU (“USER,” “YOU”) AND TERRANCE WARD OMNIMEDIA LLC, TERRANCE WARD INC., AND/OR TERRANCE WARD (COLLECTIVELY, THE “COMPANY”).

By doing any of the following, you agree to be bound by this Agreement:

• Accessing or using any website that links to this Agreement (each, a “Website”);

• Accessing or using any mobile or connected application that links to this Agreement (each, an “App”; together with the Websites, the “Properties”);

• Registering for an account with the Company;

• Accessing or using any content, information, features, tools, podcasts, videos, newsletters, services, or resources we make available through the Properties (together with the Properties, the “Services”); or

• Clicking a button, checking a box, or taking another action that indicates your acceptance of this Agreement.

By doing so, you:

1. Agree to be legally bound by this Agreement and any future changes or additions;

2. Confirm that you are of legal age in your place of residence to form a binding contract; and

3. Represent that you have authority to enter this Agreement on your own behalf and, if applicable, on behalf of any organization or entity you represent.

If you do not agree to this Agreement, you may not access or use the Services.

Supplemental Terms & Third-Party Terms

Your use of the Services may also be subject to:

• Supplemental terms, rules, or policies that we post on or within the Services from time to time (“Supplemental Terms”). These are incorporated into this Agreement by reference; and

• Third-party terms of service (“Third-Party Terms”) that apply to tools or services provided by third parties (for example, payment processors, scheduling tools, or embedded media platforms).

By using any such third-party tools via the Services, you agree that your relationship with those third parties will be governed by the applicable Third-Party Terms.

Changes to this Agreement

Subject to applicable law, the Company may modify this Agreement or any Supplemental Terms at any time. Changes will be effective when we post an updated version on the relevant Services (or as otherwise specified in the update).

You should review this Agreement regularly.
Your continued use of the Services after we post updated terms constitutes your acceptance of those changes.

1. Registration, Accounts & Related Services

1.1 Registration Data

To create an account or register for any Service (an “Account”), you agree to:

• Provide accurate, current, and complete information (“Registration Data”); and

• Promptly update Registration Data if it changes (e.g., name, email, billing information, mailing address, payment method).

You may not register for an Account if:

• You are barred from using the Services under applicable law; or

• You have been banned, suspended, or restricted by the Company.

You further agree:

• Not to maintain more than one active Account for the same Service at a time;

• To be responsible for all activities that occur under your Account;

• Not to share your Account credentials with others; and

• To notify the Company immediately of any unauthorized use of your Account or breach of security.

1.2 Subscriptions & Recurring Payments

If you subscribe to any recurring paid Service (a “Subscription”)—for example, premium content, courses, or memberships—you agree to:

• Provide and maintain valid payment information;

• Authorize the Company (or our payment processors) to charge your selected payment method on a recurring basis according to the Subscription terms presented at checkout; and

• Understand that if a payment fails, we may attempt to update your payment details through card networks or your bank.

The specific Subscription offer terms (billing period, price, renewal, cancellation, etc.) are incorporated into this Agreement by reference.

1.3 Sponsored Content, Affiliate Links & Commerce

Some parts of the Services may contain:

• Sponsored content

• Affiliate links

• Mentions of third-party products, services, or brands

You understand and agree that:

• Clicking certain links may take you to websites or services not controlled by the Company;

• The Company may receive compensation when you click on or purchase through such links; and

• Your dealings with such third parties are solely between you and the third party and are governed by their terms and policies.

1.4 Lead Generation & Third-Party Providers

Certain portions of the Services may ask if you’d like to be contacted by third-party providers (for example, coaches, vendors, or service providers).

By submitting your information in such areas, you:

• Expressly consent to being contacted by those third parties using the contact details you provide (e.g., email, phone, SMS); and

• Acknowledge that the Company is not responsible or liable for any products, quotes, services, promises, or interactions between you and those third parties.

1.5 Sweepstakes, Contests & Promotions

Any sweepstakes, contest, giveaway, or promotion run on or through the Services will be governed by its own official rules or terms (“Promotion Rules”). Those Promotion Rules are incorporated into this Agreement by reference and will control in the event of a conflict with these Terms relating to that promotion.

1.6 Removal or Reassignment of Accounts & Handles

The Company may, at any time and for any reason, remove, reclaim, or reassign any username, handle, or identifier associated with an Account.

You acknowledge and agree that:

• You have no property or ownership interest in any Account, username, or handle; and

• All rights in and to Accounts and associated identifiers are owned by the Company.

1.7 Privacy

The Company’s collection, use, and sharing of information (including Registration Data) is governed by our Privacy Policy, which is incorporated into this Agreement by reference.

By using the Services, you consent to the privacy practices described in our Privacy Policy.

2. User Content

2.1 Responsibility for User Content

“User Content” means any content that users (including you) upload, post, submit, display, or otherwise provide to or through the Services, including:

• Comments, text, messages, reviews, audio, video, photos, ideas, suggestions, testimonials, documents, and other material.

You understand and agree that:

• Each user is solely responsible for their own User Content;

• The Company does not endorse or guarantee the accuracy of User Content; and

• You use or rely on User Content at your own risk.

The Company is not obligated to pre-screen User Content but may, at its sole discretion, review, remove, refuse, or edit any content that:

• Violates this Agreement, our Community Guidelines, or applicable law; or

• The Company finds inappropriate, harmful, or otherwise objectionable.

We may also disclose User Content and related information where required or permitted by law (e.g., in response to legal process, governmental requests, or to protect rights and safety).

2.2 Ownership of Your Content

The Company does not claim ownership of the content you personally submit (“Your Content”). However, by posting or submitting Your Content, you represent and warrant that:

• You own or otherwise control all rights needed to grant the licenses in this Agreement; and

• Your Content does not infringe any third party’s intellectual property, privacy, or other rights.

Except for Your Content, you agree you have no rights in any other content on the Services.

2.3 License You Grant to the Company

By submitting or making Your Content available via the Services, you grant Terrance Ward Omnimedia LLC, Terrance Ward Inc., Terrance Ward, and their respective affiliates, licensees, successors, and assigns an:

• Irrevocable

• Non-exclusive

• Worldwide

• Royalty-free

• Perpetual

• Transferable and fully sublicensable

license to:

• Use, host, store, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, publicly perform, publicly display, and otherwise exploit Your Content (in whole or in part) in any media now known or later developed, for any lawful purpose, whether commercial or non-commercial.

This includes:

• The right to use Your Content in connection with the Services, marketing, advertising, brand promotion, and archives; and

• The right (where permitted by law) to identify you by name, username, likeness, or other identifier in connection with Your Content.

To the maximum extent allowed by law, you waive any moral rights or similar rights you may have in Your Content and agree not to assert them against the Company.

You will not receive compensation for the use of Your Content. Do not post confidential, sensitive, or private information you do not want publicly available.

2.4 Ratings, Reviews & Testimonials

Ratings, reviews, testimonials, and similar submissions are considered User Content and:

• Do not represent the views or endorsements of the Company; and

• Are the sole responsibility of the user who submitted them.

You agree that any rating, review, or testimonial you submit will:

• Be based on your personal, first-hand experience;

• Not be submitted where you have a material conflict of interest (e.g., you own, work for, or compete with the subject);

• Not be exchanged for compensation, discounts, or incentives; and

• Comply with this Agreement and all applicable laws.

The Company may remove or refuse to display any review or rating that, in our judgment, violates these principles or otherwise undermines the integrity of our review systems.

2.5 Additional User Conduct Restrictions

You agree not to use the Services (or allow others to use your Account) to:

1. Infringe or violate any intellectual property, privacy, publicity, or other rights of any person or entity;

2. Post, transmit, or share content that is unlawful, threatening, abusive, harassing, defamatory, libelous, deceptive, fraudulent, invasive of another’s privacy, obscene, or otherwise objectionable;

3. Send spam, junk mail, chain letters, pyramid schemes, or other unsolicited or unauthorized advertising or promotional materials;

4. Conduct commercial activities or sales (e.g., advertising, contests, sweepstakes, barter) without the Company’s prior written consent;

5. Impersonate any person or entity (including Terrance Ward, Company staff, or other users), or misrepresent your affiliation;

6. Violate any posted rules, guidelines, or policies for a particular area of the Services; or

7. Violate any applicable laws or regulations.

You are solely responsible for your actions and their consequences.

3. Ownership of & License to Use the Services

3.1 Ownership & License

Except for User Content, all rights, title, and interest in and to the Services (including all software, text, graphics, logos, audio, video, designs, and other materials) are owned by or licensed to:

• Terrance Ward Omnimedia LLC,

• Terrance Ward Inc., and/or

• Terrance Ward,

and are protected by intellectual property laws worldwide.

Subject to this Agreement, the Company grants you a limited, non-exclusive, non-transferable, revocable license to access and use the Services for your personal, non-commercial use.

Any future updates, enhancements, or new features added to the Services will also be governed by this Agreement unless stated otherwise.

3.2 Trademarks

The names “Terrance Ward,” “Terrance Ward Omnimedia,” “TWO,” “Terrance Ward Inc.”, and any related logos, trademarks, and service marks are owned by the Company or its affiliates.

You may not use any Company trademarks or trade dress without our prior written consent.

Other marks, logos, and names appearing in the Services may be the property of their respective owners.

3.3 Restrictions on Use

You agree that you will not, and will not permit any third party to:

• Sell, lease, license, distribute, or commercially exploit the Services or any component;

• Frame or mirror the Services without written consent;

• Use meta tags or hidden text referencing our marks without permission;

• Reverse engineer, decompile, disassemble, translate, or otherwise attempt to derive source code or underlying ideas (except where prohibited by law);

• Use bots, scrapers, crawlers, or other automated tools to access or extract data from the Services, except limited indexing by public search engines;

• Use data from the Services to train any machine learning or artificial intelligence system without our express written consent;

• Access or use the Services for the purpose of building a competitive product or service;

• Copy, reproduce, distribute, or publicly display the Services except as expressly allowed by this Agreement;

• Remove or alter any copyright or proprietary notices;

• Attempt to gain unauthorized access to systems, networks, or user accounts; or

• Interfere with or disrupt the operation of the Services, including by introducing malware, overloading, or attacking network infrastructure.

Any unauthorized use automatically terminates your license to use the Services.

3.4 Third-Party Links & Services

The Services may include links or access to third-party websites, apps, tools, or advertisements (“Third-Party Links”). You acknowledge that:

• The Company does not control or endorse Third-Party Links;

• We provide them only as a convenience; and

• Your use of Third-Party Links is at your own risk and is governed solely by the applicable third party’s terms, conditions, and privacy policies.

4. Indemnification & Limitation of Liability

4.1 Indemnification

You agree to defend, indemnify, and hold harmless:

• Terrance Ward Omnimedia LLC,

• Terrance Ward Inc.,

• Terrance Ward, and

• Their respective owners, members, managers, officers, directors, employees, contractors, agents, affiliates, licensors, successors, and assigns

(collectively, the “Company Parties”),

from and against any and all claims, demands, actions, damages, obligations, losses, liabilities, costs, and expenses (including reasonable attorneys’ fees) arising out of or related to:

• Your Content or alleged infringement of third-party rights;

• Your use or misuse of the Services;

• Your violation of this Agreement or any applicable law; or

• Your interactions or disputes with other users or third parties.

The Company reserves the right, at its own expense, to assume the exclusive defense and control of any matter subject to indemnification by you. In that event, you agree to cooperate fully with our defense.

4.2 Disclaimer of Warranties

TO THE FULLEST EXTENT PERMITTED BY LAW, YOU UNDERSTAND AND AGREE THAT:

• THE SERVICES AND ANY PRODUCTS OR CONTENT PROVIDED THROUGH THEM ARE OFFERED ON AN “AS IS” AND “AS AVAILABLE” BASIS, WITH ALL FAULTS;

• THE COMPANY PARTIES EXPRESSLY DISCLAIM ALL WARRANTIES, WHETHER EXPRESS, IMPLIED, OR STATUTORY, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, ACCURACY, COMPLETENESS, AND QUIET ENJOYMENT;

• WE DO NOT WARRANT THAT THE SERVICES WILL BE UNINTERRUPTED, ERROR-FREE, SECURE, OR THAT DEFECTS WILL BE CORRECTED; AND

• ANY RELIANCE ON INFORMATION OR CONTENT OBTAINED THROUGH THE SERVICES IS AT YOUR OWN RISK.

Nothing on the Services is intended as, nor should be taken as, legal, medical, financial, or other professional advice. You should consult appropriate professionals for advice tailored to your situation.

Some jurisdictions do not allow limitations on implied warranties, so some of the above may not apply to you.

4.3 Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY LAW:

• THE COMPANY PARTIES SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, REVENUE, DATA, OR USE, ARISING OUT OF OR RELATED TO YOUR USE OF OR INABILITY TO USE THE SERVICES, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES; AND

• IN NO EVENT SHALL THE TOTAL AGGREGATE LIABILITY OF THE COMPANY PARTIES TO YOU FOR ALL CLAIMS ARISING OUT OF OR RELATED TO THE SERVICES EXCEED THE GREATER OF:

  • (A) THE TOTAL AMOUNT YOU PAID DIRECTLY TO THE COMPANY FOR THE SERVICES IN THE TWELVE (12) MONTHS PRECEDING THE EVENT GIVING RISE TO THE CLAIM, OR

  • (B) ONE HUNDRED U.S. DOLLARS (US $100).

Some jurisdictions do not allow certain limitations of liability, so some of the above limitations may not apply to you.

4.4 Basis of the Bargain; Survival

You agree that the disclaimers and limitations in this Section are fundamental elements of the basis of the bargain between you and the Company.

All provisions of this Section (and any other provision that by its nature should survive) will survive termination of this Agreement and/or your use of the Services.

5. General Provisions

• Informational Use Only: Information provided via the Services is for general informational purposes only and is used at your own risk.

• Termination: The Company may modify, suspend, or terminate the Services or your access at any time, for any reason or no reason, with or without notice.

• Governing Law & Venue: Unless otherwise required by law, this Agreement is governed by the laws of the State of [insert state, e.g., Florida], without regard to conflict-of-law rules. Any permitted court actions will be brought exclusively in the state or federal courts located in [insert county & state], and you consent to that jurisdiction.

• International Users: If you access the Services from outside the United States, you are responsible for compliance with local laws.

• Export Controls: You may not use or export the Services in violation of U.S. or other applicable export laws.

• Entire Agreement: This Agreement, together with our Privacy Policy and any Supplemental Terms, constitutes the entire agreement between you and the Company regarding the Services.

• Assignment: You may not assign or transfer this Agreement without our prior written consent. The Company may freely assign or transfer this Agreement.

• Severability & Waiver: If any part of this Agreement is found invalid, the remaining provisions will remain in effect. Failure to enforce any provision is not a waiver of that or any other provision.

• Notices & Contact: You agree that we may communicate with you electronically. Questions about the Services or this Agreement may be sent to: support@terranceward.com